Free Loan Agreement Templates

A loan agreement is the contract between someone lending money and someone borrowing it. It records how much, at what interest, repaid how and by when, what happens if payments stop, and what security — if any — stands behind it. The free templates below are editable MS Word files suited to private lending between individuals, families, and small businesses. Beneath them you'll find every key clause explained, a worked repayment schedule, and the questions worth settling before money changes hands. Note: These templates are general formats, not legal or financial advice. Lending is regulated: most jurisdictions cap interest rates… Read More