Free Promissory Note Templates

A promissory note is a written, signed promise by one person to pay a specific sum of money to another — either on a set date, in instalments, or on demand. It's the document behind private loans between individuals, family lending, seller financing, and small business advances. The free templates below are editable MS Word files, and beneath them you'll find sample wording you can adapt, every clause a note should contain, and the difference between secured and unsecured notes. Note: These templates are general formats, not legal or financial advice. Lending is regulated — most jurisdictions cap interest rates… Read More